Financial obligations in the context of a divorce can create a strain on the party ordered to pay. If a party is simply unable to keep up with all their obligations they may consider filing for bankruptcy. A bankruptcy filing generally results in an automatic stay meaning the party filing for bankruptcy is protected from creditors seeking payment from them until the bankruptcy is resolved however there are exceptions to this general rule. 11 U.S.C § 362 (b) provides that the filing of a bankruptcy petition does not operate as a stay for any proceeding regarding the establishment or modification of an order for domestic support obligations, concerning child custody or visitation, or for the dissolution of a marriage (including decree with court order or property settlement agreement except to the extent that such proceeding seeks to determine the division of property that is property of the estate). Accordingly, a party may not seek to dismiss all their obligations in a family law matter by filing for bankruptcy. Pennsylvania case law reiterates this point. In Schulze v. Schulze, 15 B.R. 106 (1981), the court held that “there can be no doubt that the state court action as it pertains to divorce and the custody of the minor children should not be stayed.”
Another component of filing for bankruptcy is the potential for certain debts to be discharged, meaning the obligation no longer needs to be fulfilled. 11 U.S.C. § 523(a)(15) provides that a debtor cannot discharge a debt to a spouse, former spouse, or child of the debtor that is incurred by the debtor in the course of a divorce or separation or in connection with a separation agreement, divorce decree, or other order of a court of record. This statute is interpreted to mean that a party cannot discharge an obligation to provide support. A party used to be able to discharge an obligation to split assets and/or debts under a property settlement agreement or order on equitable distribution. In Deichert v. Deichert, 402 Pa. Super. 415 (1991), the court discusses which marital obligations are dischargeable or non-dischargeable in bankruptcy and concludes the court is to look at the intent of the parties and/or the effect/function of the obligation since debts under property settlement are dischargeable but support obligations are not. However, amendments to the bankruptcy law in 2005 provided that any order arising under any family law docket including equitable distribution is no longer dischargeable.
Reunification Counseling in Custody Cases
Child CustodyReunification counseling is a process meant to rebuild a relationship. Often times, reunification counseling will be used in the context of a custody dispute to reintroduce and/or reinforce the relationship between a parent and their child. There are several reasons why reunification counseling may become necessary. It could be a situation where one parent was not involved in the child’s life for a long period of time and so some type of counseling becomes helpful in assisting both parties ease back into a normal relationship. Alternatively, a course of reunification counseling can be used after a sudden change in relationship has caused damage or anger. For example, a child may not understand why his or her parents have separated and may show anger or resentment towards the parent who moved out of the home. Or perhaps, it is not even the child initiating the feelings of resentment or anger, but the other parent who then projects those same feelings onto the child.
Reunification counseling can be viewed as a more collaborative approach to re-establishing a relationship as opposed to just having the court force certain periods of visitation when the child may not be willing or emotionally ready. This is especially a concern when dealing with teenagers. A custody order forcing visitation with the other parent may serve a temporary goal but ultimately result in lifelong resentment once the child is over 18 and free to make his or her own choices. It may be more beneficial to be patient on the front end in exchange for a healthy relationship that has the potential to last past their “childhood” years. It is the role of the reunification therapist to facilitate the process with the end goal of repairing the relationship going forward. If you are facing a high conflict divorce or separation or have been inactive in your child’s life for a certain period of time and feel you may need help rebuilding the relationship, consider reunification therapy as an option to get the relationship back on the right foot again.
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Failure to Pay Child Support
SupportThere are numerous consequences that stem from the failure to pay child support. One possibility is that you will be denied a U.S. passport. If you owe $2,500 or more in child support, you are not eligible to receive a U.S. passport. If you discover your eligibility is affected due to past due child support you must first contact the Domestic Relations section that handles your case to clear the balance. After having resolved any outstanding balance, it generally takes an additional 2-3 weeks before your application for a passport will be able to be processed.
Pennsylvania Rule of Civil Procedure 1910.20 details other remedies that may be imposed for the failure to pay child support. These remedies include seizing periodic or lump sum payments, imposing liens on real property, seizing assets held in financial institutions, reducing and executing a judgment, initiating contempt proceedings, reporting past due amounts to consumer reporting agencies and suspending occupational, commercial/driver’s and recreational licenses. Once you become behind on child support the goal for purposes of enforcement is to collect any past due amount as quickly as possible. This is true even if a payment plan is agreed to between the parties and/or by the court.
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No Fault Divorce
DivorceThe divorce rate reached an all time high in the 1970’s due to the introduction of no-fault divorce. A no-fault divorce meant that the parties could get a divorce without having to prove any wrong-doing in court. Essentially, all the parties have to do for a no-fault divorce is indicate the marriage is over. Prior to the influx of no-fault divorce, parties had to prove that the requirements for a fault divorce were met. Fault grounds for divorce in Pennsylvania include desertion, adultery, cruel and barbarous treatment, bigamy, imprisonment, and indignities. The majority of divorces will go through on the basis of no-fault since it is easier to litigate and often times there is no benefit in the outcome of the divorce to pursuing a fault ground for a divorce.
To move forward with a no-fault divorce in Pennsylvania, the parties need only allege an “irretrievable breakdown of the marriage” and either consent to the divorce after a 90-day period or establish 2-year separation. A no-fault divorce can also be obtained if one of the spouses is institutionalized for a period of 18 months provided they will likely still be institutionalized 18 months following the commencement of the divorce. No-fault divorce became available in Pennsylvania in 1980 when the Divorce Code was revised. Originally, a separation period of three years was required but that has since been reduced to the two year separation period currently required.
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Holiday & Vacation Time in Custody
Child CustodyIn the midst of the holiday season, it may become necessary to consider where children will spend the holidays if they have separated or divorcing parents. A holiday schedule can be included as part of a custody order. Frequently seen provisions include alternating holidays so that one party has even years the other has odds or splitting the holidays so that each party has a certain time allotted on the holiday itself. Ultimately, it is up to the parents and/or guardians in any given case to make a schedule that works best for them. It may be a schedule where the parties will always have the same holidays every year and won’t alternate or share. In some instances, a custody order may state that holidays will be shared as mutually agreed upon by the parties without the need to lay out specifics. There may be unique family traditions that don’t occur on the actual holiday that a party will want the kids to be involved in.
Another scenario to consider is if one party likes to travel during the holiday season and therefore intends to schedule a vacation during that time. Holiday and vacation time will generally supercede the regular custody schedule, however, be sure any custody order makes clear whether the holiday schedule or vacation provision takes top priority. As a practical matter, parties should try to be as civil and cooperative as possible when discussing holiday time. The holidays can be an especially difficult time for families that are going through separation and divorce and everyone involved will benefit from a process that is as amicable as possible.
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PA Children’s Trust Fund
Family LawMost family law actions that will be filed include a filing fee for the initial complaint or pleading. A part of these filing fees go to fund the Pennsylvania Children’s Trust Fund (CTF). This fund has received approximately $40 million dollars from family law filing fees since inception. The initiative of the CTF is to prevent child abuse and neglect across the state. The main emphasis of CTF is to put prevention programs in place to decrease child abuse and neglect overall. The CTF grants its money to local community programs with the same initiatives. It is up to the respective community programs to apply with CTF to see if they are eligible for a grant. Currently, upwards of 250 community based programs across the state have received grants to aid in the fight against child abuse and neglect.
The PA CTF recently established a supporting organization, “Friends of the Children’s Trust Fund.” The goal of this supporting organization is to raise additional awareness and financial support for the mission of the CTF. The fund focusing on prevention due to the negative and potentially long-term impacts of abuse and neglect including, but not limited to, poor physical, mental, and emotional health, social difficulties and behavioral problems. There is also a corresponding economic impact associated with dealing the aftermath of abuse and neglect making an even greater case for the importance of prevention. Many other states across the country also have a similar fund to aid in the prevention of child abuse and maltreatment.
Please visit pactf.org for more information on the Children’s Trust Fund in Pennsylvania.
Consequences of Bankruptcy in Family Law
Family LawFinancial obligations in the context of a divorce can create a strain on the party ordered to pay. If a party is simply unable to keep up with all their obligations they may consider filing for bankruptcy. A bankruptcy filing generally results in an automatic stay meaning the party filing for bankruptcy is protected from creditors seeking payment from them until the bankruptcy is resolved however there are exceptions to this general rule. 11 U.S.C § 362 (b) provides that the filing of a bankruptcy petition does not operate as a stay for any proceeding regarding the establishment or modification of an order for domestic support obligations, concerning child custody or visitation, or for the dissolution of a marriage (including decree with court order or property settlement agreement except to the extent that such proceeding seeks to determine the division of property that is property of the estate). Accordingly, a party may not seek to dismiss all their obligations in a family law matter by filing for bankruptcy. Pennsylvania case law reiterates this point. In Schulze v. Schulze, 15 B.R. 106 (1981), the court held that “there can be no doubt that the state court action as it pertains to divorce and the custody of the minor children should not be stayed.”
Another component of filing for bankruptcy is the potential for certain debts to be discharged, meaning the obligation no longer needs to be fulfilled. 11 U.S.C. § 523(a)(15) provides that a debtor cannot discharge a debt to a spouse, former spouse, or child of the debtor that is incurred by the debtor in the course of a divorce or separation or in connection with a separation agreement, divorce decree, or other order of a court of record. This statute is interpreted to mean that a party cannot discharge an obligation to provide support. A party used to be able to discharge an obligation to split assets and/or debts under a property settlement agreement or order on equitable distribution. In Deichert v. Deichert, 402 Pa. Super. 415 (1991), the court discusses which marital obligations are dischargeable or non-dischargeable in bankruptcy and concludes the court is to look at the intent of the parties and/or the effect/function of the obligation since debts under property settlement are dischargeable but support obligations are not. However, amendments to the bankruptcy law in 2005 provided that any order arising under any family law docket including equitable distribution is no longer dischargeable.
Types of Custody
Child CustodyCustody refers to the rights of a parent or other adult to be responsible for a minor. In family law there are several types of custody that may come into play. Sec 5322 defines all the different variations of custody. First, there is legal custody versus physical custody. Legal custody is defined as “the right to make major decisions on behalf of the child, including but not limited to, medical, religious and educational decisions.” As it relates to legal custody, it can either be shared between the parents or other responsible parties meaning they have to consult with one another and agree on the major decisions or one parent/party can have sole legal custody and make any decision on their own.
Physical custody is defined as “the actually physical possession and control of a child.” There are several scenarios that can play out as far as physical custody. First, it can be shared between the parents/parties. Shared, or joint, custody is generally understood to mean equal or 50/50 time. There can also be sole physical custody meaning one parent/party has physical possession of the child all the time. Another form of physical custody is primary physical custody. Primary custody grants the right to have possession of the child the majority of the time. In a situation where one parent/party has primary, the other parent/party would be deemed to have partial physical custody. Partial custody means they have the child for less than a majority of the time. Physical custody can be supervised if needed in which case it would need to be determined who would supervise the custody time be it an agency of the court, one of the parties involved, or a third party. The term “visitation” is used interchangeably with partial custody.
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Hurricane Sandy
Family LawOur area is still recovering from the aftermath of Hurricane Sandy. The storm’s strong winds and rain caused widespread damage over a large area of the nation. Specifically, southeastern Pennsylvania is still dealing with power outages due to downed trees and wires. Many government offices, schools and local courts were forced to close Monday and Tuesday of this week. At this point, all local courts in southeastern PA are open and may be contacted as far as any matters that need to be rescheduled. Our office hopes everyone has remained safe during the storm. We will continue to work hard to assist you in all your family law needs as our communities continue to recover from the aftermath.
Emancipation
Family LawEmancipation terminates a parent’s obligation to support their child. Emancipation generally occurs when a minor reaches the age of 18 and has graduated high school. Whether a minor can be emancipated even before that time is a fact-intensive analysis. An emancipated minor must demonstrate they are able to assume all legal responsibility for themselves. Factors that are often considered include the child’s age, marital status, ability to support themself, and the desire to live independently of their parents. A decision on emancipation would be made based on the totality of the circumstances after examining all the facts in any given case.
Even if a minor is determined to be emancipated, it is not necessarily a permanent determination. If the circumstances supporting emancipation change, the child may no longer be considered emancipated. Based on PA case law, a minor’s marriage weighs heavily in favor of finding emancipation. Other key factors based on case law include the child moving out of the parent’s home and having a job to support themselves. Often times, emancipation may be raised if the child stops attending school prior to completion, particularly by parents who do not believe they should continue to be liable for support.
Social Security Disability Benefits
BlogThe issue of social security disability benefits may arise in the context of a support action. Support actions in Pennsylvania are governed by a statewide guideline amount that correlates with the ability to pay. Ultimately, any support award will be based on the net incomes of the parties involved. Social security disability benefits are recognized as a source of income pursuant to Pennsylvania Rule of Civil Procedure 1910.16-2. This is distinguishable from public assistance and supplemental security income (SSI) which are not included as income for purposes of support.
Where child support is being calculated and the child(ren) at issue are receiving their own social security benefit, the amount of their benefit also must be accounted for in the support calculation. PA RCP 1910.16-2(b) goes into detail about the treatment of benefits received by the children in the context of support. The child’s benefit should be added to the net income of the parents for determining what the basic child support award should be based on the state guidelines. The amount of child support based on the support guidelines is then reduced by the amount of the child’s benefit. After the reduction, the appropriate support award would be calculated after considering each parent’s share of the support obligation based on their income, as well as other relevant factors such as health insurance costs and custody.
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