Tag Archive for: support

Support for Adult Children

In Pennsylvania, child support should terminate when the minor child is eighteen or graduate high school, whichever is later. However, in certain circumstances the obligation for support may continue past those milestones. One example would be if the child has a disability. Pennsylvania courts have held that the child support guidelines would continue to apply in the instance of a child who, despite age, remains unemancipated or unable to support themselves by virtue of a disability. The court is to determine if an adult child has a mental or physical condition that prevents the child from earning a living wage. Additionally, the court should look to see whether an order of continued support would result in undue hardship on the parents.

In Kotzbauer, 2007 Pa.Super. 357 (2007), Father appealed a support order for his nineteen year old daughter. The daughter had been diagnosed with epilepsy which led to seizures, brain malformations and migraine headaches several times a week. While she had a driver’s license, attended community college and had a part-time job, ultimately the trial court held that the evidence presented still established she was unable to support herself. She had poor grades in school due to an inability to focus, often missed work or left early, and relied on her Mother to keep up with all her prescriptions, medical appointments, food, clothing and housing. The majority of states recognize an on-going duty of support if adult children are unable to support themselves due to a demonstrable physical or mental condition impacting their ability to earn a supporting wage.

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Enforcement of Support

There are a number of remedies available to promote payment of support obligations within Pennsylvania. First, Pennsylvania does wage garnishment where possible to ensure payments are collected in full on a consistent basis. If a payor does fall behind, the court will call the party in for contempt proceedings. A payor who is able to catch up at the time of the contempt proceeding will usually avoid any further sanctions. Alternatively, if the court accepts a repayment plan offered by the payor there may not be any further enforcement remedies pursued. If a payor cannot make payment in full or offer a satisfactory plan for catching up on payments, they will have to go before a Judge to discuss their failure to keep up with their support obligations.

If a party fails to appear for contempt proceedings the court has the authority to issue a bench warrant to have that party taken into custody. Additionally, the court can order additional incarceration at subsequent support hearings as a means of reiterating the importance of regular support payments and demonstrating the severity of the punishment available for failure to comply. Other enforcement remedies include seizure of payments from a government agency such as unemployment compensation, social security, retirement or disability payments, seizure of works’ compensation benefits and seizure of retirement funds in pay status. The court may also place a lien on real property, seize funds from the payor’s bank, report overdue support to credit agencies and suspend licenses including occupational, driver’s and recreational.

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Supplemental Security Income

Supplemental Security income (SSI) is cash assistance to individuals who are disabled or over 65 years old. SSI can be payable to disabled children as well. Living arrangements may affect the amount of SSI received. You should report changes in living arrangements to the Social Security office. Similarly, relationship status may affect the amount of the benefit received. For example, the amount may be decreased following marriage depending on the income of the new spouse. If marrying another individual who receives SSI, the benefit may be converted from an individual benefit to a couple’s benefit.

Any other income or windfalls may also affect the payment. The changes may be temporary in the event of a one-time payment or more permanent in the event of employment. Payments may increase every year to account for cost of living adjustments. SSI is not be considered income for purposes of a support calculation. This is because SSI is a federal means-tested benefit. It operates as a welfare benefit. It is not meant to replace lost earnings but instead to provide some income to disabled people who would otherwise be poverty-stricken. Even though SSI cannot be considered, if a party is otherwise capable of working, income from employment can still be considered for a support award.

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SSD

Social Security Disability (SSD) benefits are payable to individuals who have a long-term disability that limits their ability to earn income. The disability payments are meant to replace the income the recipient would have received if they had not become disabled. Essentially, disability payments have been pre-paid by the recipient during their employment. Accordingly, the recipient must have a sufficient earnings history, or in other words have paid social security long enough, to be eligible for payments. Your benefit will remain the same whether you are single or married. The issue of social security disability benefits may arise in the context of a support action. Social security disability benefits are recognized as a source of income pursuant to Pennsylvania Rule of Civil Procedure 1910.16-2. Accordingly, a support order may require payment of a portion of the benefit received.

Benefits may also be payable to the children of the disabled party. Where child support is being calculated and the child(ren) at issue are receiving their own social security benefit, the amount of their benefit also must be accounted for in the support calculation. PA RCP 1910.16-2(b) goes into detail about the treatment of benefits received by the children in the context of support. The child’s benefit should be added to the net income of the parents for determining what the basic child support award should be based on the state guidelines. The amount of child support based on the support guidelines is then reduced by the amount of the child’s benefit. After the reduction, the appropriate support award would be calculated after considering each parent’s share of the support obligation based on their income, as well as other relevant factors such as health insurance costs and custody.

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Enforcement of Support Orders

There are many options available to ensure support payments are being made. Income withholding is standard with most support orders. This will allow the support payments to be deducted directly from the payor’s income. Domestic Relations will send an income withholding order to the employer for implementation. If there is upwards of a fifteen (15) day delay in receiving payment, contempt proceedings can be initiated by Domestic Relations or the party receiving support. Overdue support, or arrears, will begin to accumulate with each late or missed payment. The court can unilaterally increase the monthly support award to account for the growing arrears in an attempt to help bring the account current again.

Several other remedies can be imposed to attempt collection of support. The court can seize any lump sum payments due to the payor including unemployment compensation, workers’ compensation, insurance settlements, Social Security retirement or disability benefits, and other public or private retirement funds. The court can put liens against real property to cloud title, suspend a driver’s, occupational, or recreational license, and report the amount owed such that it could affect your credit score. The court can even seize assets from a financial institution such as a bank. Some remedies do require advance notice to the payor regarding the action to be taken. Establishing a repayment schedule does not necessarily safeguard a payor from imposition of the remedies listed.

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Earning Capacity

In a support matter, the incomes of the parties will be used to calculate an appropriate award based on the support guidelines applicable throughout the Commonwealth. At the initial appearance for a support matter, both parties are asked to bring in proof of their income in the form of W-2s, tax returns, pay stubs, or other documentation of income received. If a party is unemployed or underemployed, the courts may consider their earning capacity. Pennsylvania Rule of Civil Procedure 1910.16-2(d)(4) discusses earning capacity. First, the rule indicates there should be a determination that a party willfully failed to obtain or maintain appropriate employment. Involuntary reductions income (e.g. lay-offs or unemployment due to illness or disability) generally do not trigger an earning capacity analysis.

If the reduction income is seen as voluntary (e.g. willingly took a lower paying job or cut hours) then the court may impute an income consistent with that party’s earning capacity. A number of factors should be considered when trying to identify an appropriate earning capacity. For example, age, education, training, skill set, work experience and prior earnings history are relevant to consider. A Judge must explain the rationale behind any earning capacity that is assessed against a party. The earning capacity provision exists so that parties who have a support obligation can’t escape their obligation by leaving their jobs or otherwise lowering their income. Under- or un-employed parties seeking to avoid imputation of an earning capacity should be prepared to show they have taken good faith efforts to secure comparable employment and that any reduction income was for a valid purpose, not to lower or avoid a support obligation.

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Treatment of Veterans Benefits

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Former military members may be eligible to receive a number of different veterans benefits from the Department of Veterans Affairs (VA). Possible benefits include disability compensation, pension benefits, life insurance, educational benefits and more. Title 38 of the U.S. Code addressing veterans benefits dictates that the benefits are off limits to creditor claims. However, Title 38 has special provisions regarding the support of family dependents. Accordingly, receipt of veterans benefits can be counted as income for support purposes.

Veterans benefits cannot be divided as an asset in a divorce case. This is due to the Uniformed Services Former Spouses’ Protection Act (USFSPA). The Pennsylvania Divorce Code confirms this rule. Under 23 Pa. Section 3501(a), discussing the definitions for marital benefits, veterans benefits exempt from attachment, levy or seizure are defined as non-marital. The definition goes on to draw a distinction between any benefits received in lieu of military retired pay. A similar distinction arises in support cases as far as whether the benefits can be garnished for payment of an award. Garnishment of veterans benefits is only permissible where the service member has waived military retired pay to receive the veteran benefit.

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Preparing for your Divorce Consultation

When you are considering a divorce, it is often normal to obtain a divorce consultation to find out what to expect and what your rights will be. A divorce consultation may be done by phone or it may be done in the lawyer’s office. In order to make the best use of your time, you want to make sure that you are prepared. You want to keep to the facts and try to leave the emotional story out of the conversation so that you can obtain the best possible advice during the consultation. The basic facts will help the lawyer assist you in explaining your options and what to expect. If you want to have an idea of how much support you will receive or pay, then you will want to be sure to have the information on income for both parties, the cost of the mortgage, medical bills, child care and other expenses. You will also want to have an idea of what you think the custody arrangements may be. If you want to discuss options on how assets may be allocated, you will want to know approximately how much each asset is worth and what type of asset it is, such as a house, retirement account, etc.. If you find that you are too emotional, you may want to consider bringing a trusted friend who can assist you with during the consultation and provide you with emotional support. You may want to make a list of questions that you want to be sure to ask while you are in the consultation as oftentimes, it is overwhelming and you may find it difficult to think clearly. You should bring a pad of paper and pen so you can jot down notes during your consultation.

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Impact of Inheritance

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The receipt of an inheritance may impact your divorce or support case. Regarding divorce, and specifically equitable distribution of marital property, Section 3501 of the Divorce Code defines what will be considered marital property, and up for division, versus what will be considered non-marital property. Marital property includes all property acquired by either party from the date of marriage through the date of separation. There is a presumption all property acquired during the marriage is marital regardless of how title is held (e.g. individually vs. jointly). However, property received as a gift, bequest, devise or descent is non-marital per 23 Pa. C.S. 3501(a). Accordingly, an inheritance that is received during the marriage can still be claimed as non-marital property. As a practical tip, parties should avoid commingling inheritance funds with other marital funds. Inheritance funds may still need to be disclosed since the separate assets of the party are a factor for equitable distribution under 23 Pa. C.S. 3502.

Money received by way of an inheritance is similarly not to be considered income for a support matter. This was established in the case of Humphreys v. DeRoss, 790 A.2d 281 (Pa. 2002) wherein the court noted that the term “inheritance” was not expressly listed in the statutory definition of “income” under 23 Pa. C.S. 4302 and so was not intended to be included. However, Humphreys also established that receipt of an inheritance may still be a factor under Pennsylvania Rule of Civil Procedure 1910.16-5. Rule 1910.16-5 states factors for the court to consider for deviation from a guideline support obligation. One of the factors the court may consider is the assets and liabilities of the parties. In E.R.L. v. C.K.L., 2015 PA Super 220, the court upheld an upward deviation of a child support award where father had just received a $600,000 inheritance. The base support award was appropriately calculated in that case without the inclusion of the inheritance money.

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Child Support

Child support in Pennsylvania is based on statewide guidelines established by the Pennsylvania Supreme Court. The guidelines are intended to ensure that similarly situated parties are treated similarly. Accordingly, all parties making $3000 per month with 3 kids would pay the same amount of support based on the guideline amounts. The guidelines are based on an “Income Shares Model.” Accordingly, the guideline amount will be based on the combined net monthly income of both parties.

For purposes of support, net income only allows deductions from gross income for taxes, F.I.C.A. payments (i.e. Social Security), non-voluntary retirement payments, mandatory union dues and alimony paid to the other party. Gross income includes all wages, salaries, bonuses, fees, commissions, income from business or property, pension and/or other retirement, income from an estate or trust, Social Security disability or retirement benefits, temporary and permanent disability payments, workers’ compensation, unemployment compensation, alimony payments, and all other entitlements to money or lump sum awards.

The guideline amount looks at the combined monthly net income for both parents and the number of children. The child support award is then determined based on any applicable custody schedule and the proportion of income comprising the guideline amount. Additional expenses can be added in such as health insurance costs, child care costs, summer camp, private school tuition and unreimbursed medical expenses. These expenses will also be split between the parties in proportion to their income.

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